Unlock your Home Equity

Equity is the difference between your property's value and your remaining mortgage. This calculator estimates how much equity you could use as a deposit for your next home or investment property. Most lenders allow up to 80% of your property value minus your loan balance

Refinancing illustration

Calculate your usable equity

Disclaimer: Lenders Mortgage Insurance (LMI) may apply for loans over 80% LVR. This is an estimate – actual equity available depends on lender policy and valuation.

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Turn your home equity into opportunity

A G‑Loans broker can help you access your equity, arrange a professional valuation, and structure the right loan for your next purchase – whether it's an investment property, renovation, or new home.

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